We’ll Help You Make The Educated Choice


Our process starts by helping clients answer two critical questions. Only after these are answered, can we give any advice.

Where are you financially?

Focusing first on any particular investment, or even investment strategy, misses the point. We are primarily concerned with your total net worth, and how your different assets and liabilities interact. Sometimes the most suitable “investment” idea may be to pay off one’s debt. A recommendation like that won’t bring us any short-term business, but it will bring us financially strong, long-term clients. So before we can provide any advice, we need to look at your entire financial position from a bird’s-eye view. Many investors have never truly taken a complete inventory of their finances and therefore don’t really understand their own risk profile.

Where do you want to go?

In other words—what are your financial goals? Your goals may be easily attainable or they may prove to be infeasible. After helping you outline your objectives, we are then able to chart a course from point A to point B. We try to identify potential problems early and solve them before they develop. Unfortunately, financial problems are like weeds; if left untended, or worse unnoticed, they can spread and grow like...well...weeds. With the proper plan, both effort and time can be saved.

Set your investment course

Once you know where you are financially and where you wish to go, a set of options will open up. You will need to decide on the investment course you wish to follow and the strategies that you will employ. Indeed, there are countless investment methods from which to choose. We have studied these methods and are fairly opinionated as to which ones are prudent. In our experience, the right ones all have a few things in common:

- An emphasis on risk control

- A consideration towards valuation (bargain hunting) 

- An aversion to debt

- Flexibility and adaptability

- A healthy respect for the market’s herd mentality

 

Understand your strategy

Over your investment lifetime, the odds are high that you will confront many nerve-racking downdrafts, corrections and crashes. On the other hand, you may be tempted by various popular but pricey investments during boom times. Educated clients stand a greater chance of avoiding the classic emotional mistakes that plague investors at the extreme market highs and lows. Buying when the mood is euphoric or selling when everyone is panicking can irreparably harm your portfolio. We feel it is our obligation to educate our clients on investment strategy and risk management, such that they have the necessary conviction to stay on course

Better Financial Planning Starts Here

A Brilliant Start

We are long-term thinkers who value our relationships. When we start working with a client at the beginning of their career, we can help them set short- and long-term goals, prioritize their investments — including “investing” in paying off debt — and help them balance spending with saving and growing their money. As a generational company, weʼve been advising many of our original clients, as well as those clientsʼ children and grandchildren.

A Comfortable Finish

What do you do once youʼve achieved your goals? We help our clients answer that question everyday. Once our clients have successfully navigated the financial risks encountered in life and the markets, they can focus on establishing their legacy in the way that will allow them to live the life they want. After a lifetimeʼs hard work, we can help them live out their golden years with peace of mind.

The Prime of Your Career

Thereʼs a temptation to either oversave or overspend when youʼre in your peak earning years. We guide our clients as they navigate those, and myriad of other issues that can come up during the prime of their life. Our clients also come to us for advice and help in making life decisions and large purchases like automobiles and homes. Weʼre a wealth management company, but we take pride in also being in the relationship business.

See What We Can Do For You