We Eat Our
Own Cooking.

Our client relationships span decades and generations.

Working closely over a long period requires compatibility from the beginning. We pride ourselves on putting your interests first, and we work hard to communicate complex issues clearly. We’re long-term optimists, but day-to-day realists. You’ll receive deep analysis for each of our recommendations instead of sugar-coated opinions. The clientele we attract tends to value that depth of analysis and insight.

To use a descriptive phrase, "We eat our own cooking."

We will not advise you to do something with your investments that we would not do with our own. Our interests are aligned with yours, and we share successes and failures together. Our personal portfolios are invested using the same strategies available to our clients.

Risk is a part of financial planning that cannot be mitigated.

Consider “riskless” cash. At the normal US inflation rate, a dollar bill drops in worth (what it can purchase) by roughly 50% every 20 years! Of risk’s many varieties, we believe that investors need to perpetually contend with three major types: inflated asset prices, over-indebtedness, and emotionally driven price movements (or a combination of all three).

Our approach relies on layering risk control strategies and tactics developed over 50 years. We work to control the areas of risk that can be, so that the risks that can’t be controlled have a muted impact on your plans.