FINANCIAL SERVICES —

Morgia Wealth Management helps you take a holistic, long-term view of your financial goals. We believe this perspective sets us apart from many portfolio managers and financial institutions.

We offer a wide range of financial services to achieve the different goals of our clients.

Our services fall under the following broad topics:



Wealth Management





Financial Planning





Estate and Tax Planning





Retirement Plan Services



Wealth Management

Our suite of wealth management services starts with a top-down look at your entire financial position, taking a complete inventory of your finances and risk profile. After understanding where you are, we help you chart a course to where you want to go, all while planning for any detours that come up along the way.

  • Objective and Independent Advice

  • Investment Strategy Planning

  • Comprehensive Wealth Management Planning

  • Professional and Active Asset Management

  • Asset Allocation Analysis

  • Portfolio Rebalancing and Tactical Overlay

  • Internal Research and Trading Desk

  • Proprietary Portfolio Management

  • Manager Selection

  • Separate Account Management

  • Comprehensive Reporting and Portfolio Performance Monitoring

  • Social Security Planning, Analysis, and Timing

  • All Trading and Transaction Services

  • Asset-based Fee Structure

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Financial Planning

Our financial planning services take the long view to carefully balance your goals with your risk profile. We work closely with you to find the most prudent way to achieve your objectives.

  • Comprehensive Financial Planning with Certified Financial Planner (CFP®)

  • Estate Planning Guidance and Tax Planning

  • Debt Management, Budgeting

  • Education Planning - 529 Plans, Trusts, Gifting Strategy

  • Medicare and Long Term Care Planning

  • Cash Flow Management


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Estate and Tax Planning

Tax and estate planning is never a “set it and forget it” service. We work with trusted and experienced partners on complex tax and estate planning strategies. Our team stays educated and ahead of changes to help buffer you from unexpected changes to your long-term strategies.

  • Comprehensive Year-End Capital Gains Tax Reporting Statement

  • Strategic Tax Loss Harvesting to Minimize Capital Gains

  • Preparing Statements of Net Worth

  • Summarizing Cash Flow, Income, and Expenses; Budgeting

  • Close Coordination with Your Advisors (CPA, Attorney)

  • Assisting with Family Wealth Education and Governance

  • Creating Family Mission Statements

  • Providing Generational and Legacy Planning

  • Integrating Family Philanthropy

  • Providing Ongoing Administrative Management of Complex Planning Entities, such as GRATs, CRTs, FLPs, ILITs

  • Serving as Trustee and Offering Trust Accounting Services through Our Custodian

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Retirement Plan Services

We offer services for business owners and executives through Morgia Retirement by helping them understand their options for retirement plans that meet their personal and company goals. Our retirement plan services include fiduciary investment advisory, employee education, plan design, and cost benchmarking.

  • 401(k) Plan Design, Set-up, and Management

  • Active Portfolio Management for Employers and Employees

  • Ongoing Trustee and Employee Education

  • Liaison Between Employer and TPA

  • ROTH and Traditional IRA Plans and Rollovers

  • Simple IRA

  • Qualified Plan Rollover

  • Social Security Planning, Analysis, and Timing

  • Medicare and Long Term Care Planning

  • Fiduciary Investment Consulting

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Customer Service

All of our customers enjoy a high level of individual service from our entire team of multidisciplinary professionals. Collaboration and education are key to our approach. Whenever you have a question or need, we are available for you.

  • Direct Access to Team of 13 Professionals

  • Fidelity Online Account Access

  • Electronic Fund Transfer

  • Credentialed and Degreed Professionals - CFA®, CFP®, CIMA, CPFA™, CPA, MBA

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What We Do
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151 Mullin St.
Watertown, NY 13601

Office: (315) 222-7148
Fax: (315) 836-0058
Toll Free: (888) 369-8880

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